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10172 W .Carlota Lane, Peoria AZ - $432,000
4 BR, 2.5 BA, 2,631 SF – REPRESENTED SELLER
3925 W. Charter Oak Rd. Phoenix AZ - $316,000
3 BR, 2 BA, 1,834 SF – REPRESENTED SELLER
7114 W. Jenan Dr. Peoria, AZ 85345 - $329,900
4 BR, 2 BA, 1,961 SF – REPRESENTED BUYER
8436 N. 14th St. Phoenix, AZ 85020 - $575,000
4 BR, 2 BA, 2,025 SF – REPRESENTED BUYER
I started the Boisselle Property Group with a vision to provide education and value to our clients when it comes to the local real estate market and the individual buying/selling processes. I specialize in delivering quality residential real estate guidance in the North and West regions of the valley. If you are looking for a real estate specialist who will educate and guide you throughout the process, I have seen it all and look forward to sharing my knowledge and wisdom.
To provide my clients with optimal education and service I use the most up-to-date, industry-specific technology, data, and research to stay ahead of the competition. Just as the Real Estate industry evolves to become more innovative and efficient, so do I. To exceed my client’s expectations I use programs such as Matterport to 3D map my seller’s properties. This gives potential buyers the opportunity to virtually tour the home without leaving their couch. It also benefits the sellers by limiting unnecessary showings. I utilize every option at my disposal and take every precaution possible to protect all parties involved. Offering features not used by most agents allows my clients to net more money in a shorter amount of time.
I received my undergraduate degree from Oregon State University (Go Beavs!!!) and then went on to graduate summa cum laude from my MBA program. My formal education along with my continuous drive for the most prestigious Real Estate certifications proves I work hard to be the best resource for my clients. If you are looking for an experience that will exceed all your expectations remember five words: BUY AND SELL WITH BOISSELLE.
What is the first step of the home buying process?
Getting pre-approved for a mortgage is the first step in the home buying process. Getting a pre-approval letter from a lender gets the ball rolling in the right direction.
You need to know how much you can borrow. Knowing how much home you can afford narrows down online home searching to suitable properties, thus no time is wasted considering homes that are not within your budget. (Pre-approvals also help prevent disappointment caused by falling in love with unaffordable homes.) Being pre-approved for a mortgage demonstrates that you are a serious buyer to both your real estate agent and the person selling their home.
Most real estate agents will require a pre-approval before showing homes. Especially during the COVID-19 pandemic, it is necessary to keep all parties safe throughout the process. Being pre-approved also keeps out “Looky Lous” and protect the seller’s privacy. What’s more, by limiting who enters their home, sellers are given extra security from potential thieves trying to case the home (like identifying security systems, locating expensive artwork, or other high-value personal property).
How long does it take to buy a home?
From start (searching online) to finish (closing escrow), buying a home takes about 6 to 10 weeks. Once a home is selected and the offer is accepted, the average time to complete the escrow period on a home is 30 to 45 days (under normal market conditions). Though, well-prepared home buyers who pay cash have been known to purchase properties faster than that.
Market conditions are a major factor in how fast homes are sold. In hot markets with a lot of sales activity, buying a home may take a little longer than normal. That’s because several parties involved in the transaction get behind when business suddenly picks up. For example, a spike in home sales increases the demand for property appraisals and home inspections, yet there will be no increase in the number of appraisers and inspectors available to do the work. Lender turn-around times for loan underwriting can also slow down. If each party involved in a deal takes a day or two longer to get their work done, the entire process gets extended.
What is a seller’s market?
In sellers’ markets, increasing demand for homes drives up prices. Here are some of the drivers of demand:
- Economic factors – the local labor market heats up, bringing an inflow of new residents and pushing up home prices before more inventory can be built.
- Interest rates trending downward – improves home affordability, creating more buyer interest, particularly for first time home buyers who can afford bigger homes as the cost of money goes lower.
- A short-term spike in interest rates – may compel “on the fence” buyers to make a purchase if they believe the upward trend will continue. Buyers want to make a move before their purchasing power (the amount they can borrow) gets eroded.
- Low inventory – fewer homes on the market because of a lack of new construction. Prices for existing homes may go up because there are fewer units available.
What is a buyer’s market?
A buyer’s market is characterized by declining home prices and reduced demand. Several factors may affect long-term and short-term buyer demand, like: Economic disruption – a big employer shuts down operations, laying off their workforce.
- Interest rates trending higher – the amount of money the people can borrow to buy a home is reduced because the cost of money is higher, thus reducing the total number of potential buyers in the market. Home prices drop to meet the level of demand and buyers find better deals.
- Short-term drop in interest rates – can give borrowers a temporary edge with more purchasing power before home prices can react to the recent interest rate changes.
- High inventory – a new subdivision and can create downward pressure on prices of older homes nearby, particularly if they lack highly desirable features (modern appliances, etc.)
- Natural disasters – a recent earthquake or flooding can tank property values in the neighborhood where those disruptions occurred.
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